Loan tenor available up to 30 years

Preferential interest rates

Loan currency available in HKD, USD or RMB

Loan amount up to 85% of purchase price or appraised property value, whichever is lower（ subject to applicable laws and regulations etc）

Loan repayment method available in monthly straight-line repayment, bi-weekly straight-line repayment, or monthly reducing balance repayment

* Local PRC residents can only apply for an RMB loan.

Documents Required:

Take salaried individuals for example:

Original and one photocopy of your ID or passport

Residential address proof (e.g. water, electricity or gas bill)

Income proof (e.g. tax slip for the recent period and / or bank statements for the recent period and / or employment letter, employment contract containing salary)

Property trading proof: Property Sales & Purchase Agreement, proof of downpayment ,Title Deed

Other documents required by the bank

* The above information may be updated from time to time in accordance with the laws and regulations or upon the Bank's own requirement. The Bank will not give any notice for the update. You are advised to contact the bank’s hotline 4008 30 8008 to confirm the detail of the required documents and procedures before applying for a mortgage loan.